Upload merchant bank statements and get an AI-powered underwriting analysis of revenue, cash flow, NSFs, existing positions, risk factors, and deal readiness in seconds.
Free to use. No subscription required. Built for MCA brokers, ISOs, funders, and lenders.
Revenue: $92,400/mo - Requested: $100,000
Application Received
Merchant application uploaded
ABC Roofing LLC - Roofing - Florida
Built for the MCA Industry
One AI-powered underwriting platform for the people evaluating MCA opportunities.
Open the Copilot on any deal page and it instantly reads that deal's full underwriting analysis, risk flags, financial DNA, and funder matches. No copying numbers, no explaining context — just ask and get deal-specific answers in plain English.
Reads the full Deal Doctor analysis — scores, risk flags, revenue trends, and funder matches for the deal you're viewing.
Switches context as you navigate — move to another deal and the Copilot instantly refocuses.
Never fabricates — every answer is grounded in your actual deal data and analysis results.
Try asking
FundingBrother.com Copilot
ABC Roofing LLC · Deal Score 87
AI uses your authorized deal information only. Responses are estimates, not guarantees.
How It Works
Three steps from raw financial data to a clear, actionable deal analysis.
Upload merchant bank statements securely. Drag and drop PDFs, CSVs, or images of 3-6 months of statements.
FundingBrother.com extracts and analyzes important financial information - revenue, cash flow, NSFs, existing positions, and risk factors.
Review revenue, cash flow, NSFs, existing positions, risk factors, and deal-readiness insights to support your underwriting decision.
Brokers can use FundingBrother.com to understand opportunities faster and prepare smarter submissions.
Funders can use FundingBrother.com to accelerate initial review and better understand incoming opportunities.
Features
Turn bank statements into structured underwriting intelligence - revenue, cash flow, risk, and a clear action plan.
Upload bank statements and get a complete underwriting report in seconds - not hours.
Average monthly deposits, trend, volatility, and consistency - extracted and organized.
Average balances, ending balances, available cash flow, and unusual activity flagged.
NSF count, negative balance frequency, overdraft indicators, and trend analysis.
Clear severity levels - Low, Medium, High - with what was found, why it matters, and what to do.
Detect MCA/ACH obligations, estimate payment burden, and identify stacking indicators.
A clear 0-100 deal health score with a full breakdown of every factor behind it.
Specific, actionable next steps - what to verify, what to fix, and what to ask for.
Track deals from new to funded with a clean, organized pipeline and deal history.
Analyze smarter. Move faster.
Your AI Underwriting Desk - free for every MCA broker and funder.
Every uploaded bank statement is screened for signs of tampering — edited figures, broken balance math, and gaps in month-to-month continuity. Signals are shared with the funder alongside the financials, so nothing is hidden and nothing is assumed.
How it works
An AI vision pass inspects each statement for visual inconsistencies, while a deterministic reconciliation engine independently verifies the balance math. Both layers combine into a single integrity verdict — clear, review, or flagged.
Review Recommended
2 signals detected across 3 statements
Inconsistent font rendering on the ending balance line of the July statement.
The typeface weight differs from the bank's standard template — a common sign of edited figures.
June statement: beginning + deposits − withdrawals does not equal the stated ending balance.
A $3,240 gap suggests a figure was overwritten or a transaction was removed.
Ending balance of May matches the beginning balance of June — statements chain correctly.
No break in the month-to-month continuity detected across the submitted statements.
Integrity signals are screening indicators for human review, not a determination of fraud.
FundingBrother runs an AI-assisted identity screening against primary-source public records — Secretary of State registration, IRS EIN, liens, litigation, bankruptcies, and OFAC sanctions — so you can confirm a merchant is real before a dollar moves. Every check returns a transparent signal with its source, not a black box.
What it checks
An AI assistant searches public databases for the merchant's legal name and EIN, then returns a per-check verdict — verified, no record, flag, or unable to verify — with a plain-English explanation and a link to the source. The overall status rolls up into a single screening signal for human review.
Identity screening is an AI-assisted signal using public web search, not an authoritative KYB determination. Always verify against primary sources before making funding decisions.
EIN: 47-2031842
Review Recommended
1 flag · 4 verified · medium confidence
Active entity found in SoS records — name and status confirmed.
EIN format valid and publicly associated with the business name.
No active UCC filings or tax liens found in public records.
Two active lawsuits surfaced in county court records — review recommended.
No bankruptcy filings found in PACER or public records.
No matches on the OFAC Specially Designated Nationals list.
Screening signals support human review. FundingBrother does not make credit or funding decisions.
FundingBrother.com is designed to help you analyze your own merchant files. Your deals are private by default - nothing is shared with any funder unless you explicitly route it through DealMatch. There is no public marketplace and no automatic distribution. When you do choose to route a deal, you select the funders, you consent to the share, and you stay in control.
Your deals are never visible to other brokers or funders until you choose to route one.
We do not sell, rent, or distribute sensitive merchant information.
DealMatch only routes a deal to funders you explicitly select and consent to.
No marketplace. No automatic distribution. Every introduction is broker-initiated.
Trust & Security
Factual security practices — no unsupported claims, no overstated capabilities.
Files are processed securely and never exposed through predictable public URLs.
Users only access authorized organization data — enforced at the database level.
Every action on every deal is logged — who did what, and when.
Admins and users have distinct permissions. Sensitive operations require elevated access.
Every score, match, and risk flag comes with a plain-English explanation. No black boxes.
FundingBrother.com provides underwriting assistance — the professional makes the final call. Always.
FundingBrother.com is analytical software. Match scores, deal scores, and recommendations are estimates based on available information and are subject to each funder's own underwriting. FundingBrother.com does not guarantee approvals, funding amounts, rates, or terms. Not a licensed lender.