Estimates only - FundingBrother.com reads the real numbers straight from the bank statement.
An advance has three moving parts: the amount, the factor rate, and the term. Payback is the amount multiplied by the factor - $100,000 at 1.30 pays back $130,000. The daily debit is that payback divided by the number of payment days in the term. The cost does not change with time the way interest does; what the term changes is how hard the daily debit hits cash flow. A shorter term means the same payback compressed into fewer, larger debits. The common trap is reading a factor rate as an interest rate - 1.30 looks like 30%, but paid back over 120 daily debits it annualizes far higher.