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FundingBrother.com vs. Heron Data

General transaction enrichment vs. MCA-specific positions and burden.

What Heron Data does

Heron Data is a transaction-enrichment platform. It categorizes and enriches bank transactions for lenders and fintechs building cash-flow underwriting, delivered via API.

The FundingBrother.com read

FundingBrother.com is purpose-built for the MCA read - positions typed by payment cadence, burden measured against financing-excluded revenue, and a deal score with an action plan. One free upload, no API build.

$Free & self-serve

  • No API integration or engineering work to get a read
  • Free-forever, self-serve in the browser
  • MCA-specific output, not generic categorization

★Outcomes over raw data

  • Existing positions typed by daily/weekly vs. monthly cadence
  • Burden against real trade revenue, not gross deposits
  • Deal score, risk flags, and action plan

Side-by-side

Feature
Heron Data
FundingBrother.com
Primary output
Enriched/categorized transactions
Underwriting report with deal score
Position typing by cadence
Partial - enrichment only
Yes, MCA-specific
Access model
API
Free self-serve web app
Pricing
Enterprise, usage-based
Free-forever
Deal score & action plan
No
Yes, included
Funder-fit matching
No
Yes, optional

Run your own statement - free

Upload a real merchant statement and see the FundingBrother.com underwriting read for yourself.

FundingBrotherFundingBrother.com

Free AI Underwriting for MCA brokers, ISOs, funders, and lenders. Turn bank statements into actionable underwriting intelligence in seconds.

Broker-grade security

Company

  • contact@fundingbrother.com

© 2026 FundingBrother.com. All rights reserved.

FundingBrother.com is an analytical software platform. Match scores, deal scores, and recommendations are estimates based on available information and are subject to funder underwriting. FundingBrother.com does not guarantee approvals, funding amounts, rates, or terms. Not a licensed lender.